A GPS For Your Investing?

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<title>World Class Articles | A GPS For Your Investing?</title><h3>A GPS For Your Investing?</h3>

By: C.C. Collins

Be Market Smart Dot Com is like a GPS for your investing and financial planning goals. Whether you are stock investing, online trading mutal funds, or desiring to produce better returns for you IRA,Roth IRA or other retirement plan you will find valuable resources here. These are resources that could, over time, make a significant difference in your investment performance and in your overall lifestyle.

One valuable resource, available as a free download, is a 67 page ebook titled "Your Virtual Financial Advisor". This ebook is jam-packed full of information about investing, wealth building, and personal finance that will answer many of the questions that the investing public faces concerning winning the investment game and, no doubt about it, this is one game every investor is striving to win.

This ebook is completely FREE to download. There is NO CATCH. You will NOT be required to give out your email address in order to get this valuable resource. It is completely FREE for anyone who would like to read it.

The author only asks that if you personally find it valuable that you email several copies to friends and family members and mention it to your Twitter and Facebook contacts in hopes that others also can better prepare themselves for the financial opportunities and obstacles that will inevitably present themselves.

The book is written by a retired financial services executive, investment strategist and currently a market timing system developer. He has been in the investment arena since the late 70's having previously been a Registered Investment Advisor and Series 7 Registered Representative stock broker. He has had extensive experience including watching the 1987 market crash firsthand from in front of the screen at his brokerage firm.

Drawing upon his nearly thirty years of experience and thousands of hours of internet research the author is quite literally handing you a bullion bar of golden information saving you the backbreaking work of having to search for and mine the gold yourself.

Rather than to give you alot of hype about what you can expect to find in this ebook, here are some examples of what you will actually discover within its pages once you have downloaded and opend it.

You will learn why buy and hold investing may actually be a roadblock to your success and that active money management coupled with market timing may be tilored made just for you. You will be introduced to market timing resources, wealth accumulation vehicles, specific investment vehicles, supercharging your retirement account, artificial intelligence, multi income technologies, infinite banking concepts, forex robots and much more.

Did any of your investing experiences ever leave you feeling like the market is the predator and you're its prey? It doesn't have to be like that. Now you can obtain a roadmap that will lead you to winning the investment battle for survival. Now you can survive, and thrive and above all prosper in any market environment whether it's bull, bear, boom or bust.

Author Resource:->??The author has been writing online financial articles for over six years. and is owner of http://www.stocktradingeguide.com If you desire to significantly improve your investment performance he suggests visiting http://www.stocktradingeguide.com/SwingTradeProfits for more specific information.

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Karen Dolan: If Health Care Reform Falls, Look in the Mirror

Supporters of Obama's health care reform are "keeping a stiff upper lip" reports The Hill as reaction to three tough days of oral argument and questioning on aspects of President Obama's Affordable Care Act (ACA).

The entire health reform effort seems to hang in balance, dangerously. It looks like a very real possibility that Americans who do and will need health care, and who do or will have health conditions -- i.e., pretty much everyone -- will again be excluded from coverage for pre-existing conditions and others priced out of coverage at alarming rates if the unusually conservative and ideological Supreme Court backs the GOP.

It didn't have to be this way. We had the power to make things different. In fact, we still have the power to make things different.

As poorly as the administration calculated, strategized, composed and communicated their reforms, they did what Administrations do. They brought industry to the table, they excluded single payer advocates, they vastly overestimated their ability to bring the other side on board, they vastly underestimated the extreme ideology that opposed reform and they botched the messaging of all of it.

Candidate Barack Obama campaigned on universal coverage. He told would-be supporters that, if he were "starting from scratch," single-payer would be ideal. Indeed, he even understood that the only true reform, that would sufficiently control costs and actually achieve universal coverage, was a single payer, government-sponsored health care system. The evidence is overwhelming that only such a system can achieve those goals.

President Barack Obama however, not only quickly abandoned any thought of a fight for a true universal system, he set his left flank where he wanted to end up: the public option. In addition to current private plans, geographical regions would have another choice, a "public option" which would have the power of the federal government behind it to negotiate down premiums. Absent a single payer system, there could be some real cost savings this way and, some thought, an opening to a future single payer system. Though perhaps this weak option is all one could expect from a centrist administration, it was not what progressives and the Democratic base either really wanted nor should have fought for.

But progressives did fight for the public option. With some notable exceptions, almost exclusively. Instead of being the rallying grassroots campaign and reasonable solution desired by all progressives, universal, single-ayer health care became the pariah of the organized progressives, scoffed at and scorned as unachievable.

It should have come with no surprise that starting where you want to end in a negotiation is a sure way to not get what you want. Progressives could have not only kept their integrity, but they could have provided a left flank as a foil for the administration. Centrist Dems and less-extreme Repubs could have seen a public option as a place to go. The administration should have allowed it, encouraged it, engaged it, used it. Progressives should have fought like hell for it.

No one can say that the outcome then would have been the public option, or wouldn't have. No one knows what the political climate could have been with a strong, organized fight from progressives for Medicare for all. But without a strategy that included such a fight, it could easily have been predicted that public option would not be the outcome.

If we had ended up with a single-payer system, then of course the "individual mandate problem" is non-existent. Even if we had ended up with a "public option," we would not have had this the question before the Supreme Court this spring. Justice Kennedy himself suggested so in his comments that the Individual Mandate problem could be avoided by a tax funded single payer national health service.

So, while progressives, Democrats, Americans who want affordable health care for all of us go forward wringing our hands and "keeping a stiff upper lip," blaming the misinformed conservative ideologues in Congress, in the Supreme Court, in Tea Party get-ups, perhaps we should take a long look in the mirror.

This is a fight for the most basic value a society can have. Will we care for our people or let them become sick, bankrupt, disabled and die unnecessarily because we failed to fight for an affordable quality health care system that covers everyone. Will we slash every other government program virtually out of existence to fund an ever-escalating for-profit insurance system? Isn't it time to fight for Medicare for all?

?

Follow Karen Dolan on Twitter: www.twitter.com/karendolan

Source: http://www.huffingtonpost.com/karen-dolan/health-care-reform_b_1388082.html

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Ecotourism Does Not Overly Stress Orangutans, Study Finds

What can poop tell us about orangutans? Well, for one thing, a study of wild orangutan feces has revealed that these great apes, unlike some other species, are not chronically stressed by ecotourism.

Scat shows no scare in a study, published March 15 in PLoS One, that analyzed fecal glucocorticoid metabolite (fGM) levels of Bornean orangutans (Pongo pygmaeus) in the Lower Kinabatangan Wildlife Sanctuary in in the Malaysian state of Sabah between 2008 and 2009. The community-operated organization Red Ape Encounters, which operates there, maintains strict ecotourism guidelines designed to protect the apes.

The research team collected feces samples 24 hours before ecotourism visits, as well as the day of and the day after. Many of the samples came from two orangutans?Jenny, a then-32-year-old female, and Etin, her 11-year-old offspring?both of whom were gradually habituated to encounters with ecotourists over a period of several years. The rest came from four other unidentified orangutans that were not habituated to humans. In each case, the samples collected the day after the encounters showed elevated levels of the stress hormone cortisol. But that wasn?t necessarily a bad thing.

?An elevated cortisol level in response to ecotourists would be completely natural and expected,? says the study?s lead author, Michael P. Muehlenbein, professor of anthropology at Indiana University Bloomington. ?It just means an activation of the sympathetic nervous system. Short-term fluctuation of cortisol levels is completely to be expected under most circumstances.?

Muehlenbein and his fellow researchers were concerned that the orangutans might have shown extremely elevated levels of cortisol or none at all. That would have indicated levels of chronic stress and a systemic breakdown in the animals, as has occurred in some other species regularly encountered by ecotourists. For example, yellow-eyed penguins (Megadyptes antipodes) have exhibited significantly lowered breeding success in populations exposed to tourism, while ring-tailed lemurs (Lemur catta) showed degraded fur coats. (The paper equates these reactions to post-traumatic stress disorder in humans.)

But short-term fluctuations showed, at least on an fGM level, that the orangutans were not exhibiting signs of chronic stress. ?You need the fight-or-flight response,? Muehlenbein says. ?If you become habituated to a process, and you don?t react accordingly when there?s a danger, then you have a problem.?

Muehlenbein says the fGM test is just one more item in the veterinary or conservation toolbox to make sure that animals encountering humans are healthy. ?Cortisol metabolites are very sensitive to a number of things, such as disease, diet and sexual activity. It?s not a perfect measure. It should be combined with the other tools that we already have.?

According to the paper, tourism accounts for 9 percent of world GDP and can contribute greatly to conservation efforts for rare species. In the case of orangutans, at least, ecotourism done right does not appear to be harming the apes in the process. Red Ape Encounters?s guidelines limit visitations to groups of seven and a period of one hour. Sick tourists are excluded, and all visitors must keep a 10-meter minimum distance between themselves and the orangutans.

Muehlenbein is now working at a nearby orangutan rehabilitation center, where he is interviewing ecotourists about their behavior to try to calculate the risk for disease transmission from humans to animals. Apes have been known to catch coughs, colds and other viruses from humans, which can prove fatal. Although this human-to-primate transmission has been documented, there is no conclusive evidence to date of disease transmission from tourists to apes. ?We know that a significant number of travelers visit ecotourist sites even though they haven?t been well-enough vaccinated or they show signs of illness,? Muehlenbein says. Some orangutan tourism sites might habituate their animals more rapidly, overexpose them to humans or even allow people to touch or feed the apes, all of which could contribute to chronic stress and, in turn, make the orangutans more susceptible to human diseases. ?Humans pose an undocumented risk. We should put time, money and effort into hiring health professionals at these primate-based destinations and educating tourists about the risk of disease transmission.?

Photo: Marco Abis via Flickr. Used under Creative Commons license

Source: http://rss.sciam.com/click.phdo?i=68d294cdbd163eb35d00cef79ba9c1a7

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Pink Hydraulic Stool Chair Facial Salon Tattoo Beauty Mobile Salon ...

by micheal on March 4, 2012

Buy it Now Price: $39.95 Shipping: FREE NEW ~ Salon Stool Medical Stool w/ Rubber Wheels / Pink Rubber Wheels ? Video Demo: Description: Our salon stools are made of industrial grade PVC leather and 3? thick foam cushioning seat for maximum comfort. Each stool comes with a set of 5 soft rubber casters, specifically design to prevent damages to your expensive hardwood floor and increase smooth rolling. An advantage over other stools when you are using this in a clinic or spa, you will be sure that it will be quiet and sound free. Product Information: Color: Pink 250lbs Capacity Swivels 360 Degrees Stainless Steel Frame Hydraulic adjustable height Durable PVC Leather best for Salon Using 3? Thick Foam Seat is 13? diameter Seat adjustable from 17? to 21? 5 rubber caster wheels Includes: Salon stool 5 rubber caster wheels. If you have any problem. Please contact us through eBay Message and we will gladly assist you. Simply by leaving a negative feedback can?t solve the problem. We are here to help, please contact us through eBay messages before leaving any negative feedback. Full refund (including original S&H) only applies for defective items and it must be sent back to us in the original condition. Including the original accessories and all packing materials. Restocking Fee will be charged for any item(s) without original package, abused, altered, or damaged by accident. If the order is not found to be defective, we will only refund 80% of your original payment. We ship via UPS Ground or USPS. We ship most items to the lower 48 US States (We do not ship to PO BOX, APO, AK, HI, PR, VI). Unless otherwise stated. Additional cost to ship to Canada. You will be charged a brokerage fee and import taxes by your government. Orders can be ship the same day if payment is received before 2 PM. Tracking Information will be emailed to your ebay registration email. Please contact us if you have not received your order after more than 2 weeks. All forms of payments are accepted with PayPal. Orders paid via eCheck will take a few days to clear. Discounts are available for combined shipments. California residents are required to pay sales taxes. Payment must be received within 7 business days. All items are brand new. We offer refunds or exchange for defective items only. Buyer must contact us via ebay messages within 7 days after item is received. Return Merchandise Authorization (RMA) form will be issued and must be filled out for processing. Item must be returned in its original packaging. Buyer is responsible for all return shipping and handling fee (except if the wrong item was received). Restocking Fee will be charged for any item(s) without original package, abused, altered, or damaged by accident. If the order is not found to be defective, we will only refund 80% of your original payment. Please contact us before leaving negative or neutral feedback. Hours of operation are from Monday thru Friday 9:00 AM ? 6:00 PM Pacific Time. Messages will be responded to within 12 ? 24 hours. Medical Salon Stool Professional Grade $67.95 / FREE shipping Medical Salon Stool Professional Grade $67.95 / FREE shipping Medical Salon Stool Professional Grade $67.95 / FREE shipping Saddle Seat Stool Salon Equipment Black $54.95 / FREE shipping Saddle Seat Stool Salon Equipment White $54.95 / FREE shipping Dental Clinic Stool Rubber Wheels Black $39.95 / FREE shipping Dental Clinic Stool Rubbery Wheels White $39.95 / FREE shipping

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How Community Management Is Like Personal Finance

Would you invest your money without the support of someone who understands the current marketplace, knows where trends seem to be heading and what strategy will be best to maximize that investment? ?Many of us wouldn?t. ?And yet companies are often throwing open the door to community initiatives without having someone in place that can show them where the community can go and how to get there.

The very things companies need to understand before they reach success with communities are the same things you look at before investing:

Understand yourself ? what are your assests? ?your liabilities? how much risk tolerance do you have?

Understand the market ? what investment vehicles are available? ?where can you find expert information? ?what tools are available to you?

And the people to help you with understanding, listening and getting your money?s worth are community managers. ?What do they do? ?A whole lot that seems like not so much ? except when you see your investment appreciate instead of depreciate, then it seems like a whole lot:

• Define the scope, ideal outcomes and boundaries
• Ensure participants receive more value than they contribute
• Build an environment that fosters outcomes through infrastructure, programming and participants
• Promote, encourage and reward productive behaviors
• Discourage and limit destructive behaviors
• Facilitate constructive disagreement and conflict
• Advocate for the community and its members
• Monitor, measure and report outcomes
• Marshal internal advocates, resources and support
• Manage tools and member experience

What do you think, is hiring a community manager like hiring an investment advisor?

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The Community Roundtable??is committed to advancing the business of community and being a valued resource to community management and social media professionals through our??monthly subscription report, ?membership based peer network, ?community management training program?and customizable?advisory services?for corporations and individuals.

Source: http://community-roundtable.com/2012/02/how-community-management-is-like-personal-finance/

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